SBA 504 vs. 7(a) Loans for Commercial Real Estate

SBA 504 vs. 7(a) Loans for Commercial Real Estate

Bill Ebersole explains the differences between the SBA 504 and 7(a) lending programs in regard to commercial real estate financing. The 504 Loan Program was designed specifically for real estate and equipment purchases. It offers a fixed interest rate for 20 years. While the 7(a) Loan Program usually has a variable interest rate, Bill offers insight as to why 7(a) loans are sometimes used for real estate financing.

Community CDC specializes in 504 fixed-rate loans in Texas and Louisiana, but we are experts in all SBA lending programs. Contact Community CDC to learn more about all the lending options that are available before you sign on the dotted line.

Call Bill Ebersole at 713-457-1650, ext. 201, or email him at



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